Monthly Expenses

Day 1 / $0 Paid  /  $95,152.22 until freedom

Very Depressing!

So, here is a list of our monthly expenses.  As I am looking through this all we spend a lot of money on eating out and buying other junk!

    • Primary Mortgage – $1915
    • Excel Energy (Electric) – $90
    • Center Point Energy (Gas) – $66.00
    • Trash – $66 every 3 months (averages $21.77 per month)
    • Water/Sewer – $69 every other month (averages $34.35 per month)
    • Cable/Internet – $153
    • Cell Phones (3 phones to include Ben’s mom) – $185
    • Car Insurance – $135
    • Credit Card – $100 – $1000 (depending on how much is left in the account after paying bills)
    • Home Equity Loan – $830
    • Toyota 4Runner – $325
    • Northwestern Mutual (Our retirement stuff) – $575
    • LA Fitness gym – $18 ($37.52 minus $20 insurance reimbursement)
    • YMCA gym – $63
    • Daycare – $500

Total:  Approximately $5010 per month

This does not include food, gas, entertainment, clothing, car/house maintenance!  I added in paying only $100 towards credit card.  I usually am able to pay about $500 to $100o per month on it.

Now, let’s see if I can figure out how much we spend on gas and the other stuff.  This is for the billing cycle 3/24 – 4/23

  • Gas – $545
  • Groceries – $520
  • Eating Out – $405
  • Other (Target, etc…) – $1305
  • Medical – $400 (bought new RX sunglasses)
  • Gymnastics for Whitney – $136

Total: $3311 charged to credit card!

That is a pretty hefty bill!!!  Wow!  We really need to cut down.  I will go through our assets tomorrow and come up with a plan.

Cut Costs! Increase Revenue!

Reduce spending!  Plan and define!  Pay with cash!  Don’t tempt yourself!

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